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Pathology Implementation of Linkage Banking in Iran: Using SWOT Factor Analysis
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Hossein Amiri *   , Wahhab Qelich , Mahboubeh Karami |
| Kharazmi University , h.amiri@khu.ac.ir |
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Abstract: (382 Views) |
| Linked banking is one of the methods of providing microfinance, which aims to expand the reach of target groups to microfinance services with the aim of financial linkage between official financial organizations (commercial and government banks) and local financial groups. The purpose of this research is the pathology of the implementation of link banking in the Iranian banking system. For this purpose, this research using library research method, field studies, interviews with experts, managers and experts of the banking industry and using the SWOT factor analysis method in 1401, the weaknesses, strengths, opportunities and threats of using linked banking has been extracted in Iran and then, related strategies were formulated and analyzed by ranking and weighting indicators and prioritizing strategies. The results of the research indicate that the best strategy for implementing linked banking in Iran is an aggressive strategy; it means that the proposed strategies in this dimension are proposed with the aim of using the strengths to exploit the opportunities. According to the results of the research, it is suggested that more connections should be established between microfinance institutions and academic and research centers so that by coordinating the necessary experience transfer, users of microcredits can produce goods and services in line with the needs of the market. |
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| Keywords: Retail banking, Micro Finance, Linkage Banking, Joint Liability Group, Group Lending and Collateral removal |
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Full-Text [PDF 766 kb]
(101 Downloads)
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Type of Study: Research |
Subject:
Special
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